Dr. Ambedkar Interest Subsidy on Education Loans (OBC/EBC)
Ministry of Social Justice & Empowerment
Interest on an IBA-model education loan is paid by the government during the moratorium period.
Social Justice / Gujarat Unreserved Development Corporation
Low-interest education loan of up to ₹15 lakh for study abroad (separate schemes for SC, OBC and unreserved students).
Loan scholarship
Gujarat domicile students admitted abroad, within the income limit set by each scheme.
Date to be confirmed
Rolling, through the relevant corporation portal.
How to apply: Separate application
Essays this award asks for:
Most awards also ask for transcripts, ID and an admission offer. Check the official page for the exact list.
Last verified: 13 Oct 2026
Ministry of Social Justice & Empowerment
Interest on an IBA-model education loan is paid by the government during the moratorium period.
Ministry of Social Justice & Empowerment
Tuition at actuals + maintenance US$15,400/yr (UK £9,900) + contingency, visa, insurance and economy airfare. 125 awards a year; 30% for women.
Ministry of Tribal Affairs
Tuition, maintenance, contingency, visa, insurance and airfare on the same scale as NOS. Around 20 awards a year (including PVTG seats).
Govt of Andhra Pradesh
Assistance towards tuition and travel for top-ranked universities (amount set per notification).