Dr. Ambedkar Interest Subsidy on Education Loans (OBC/EBC)
Ministry of Social Justice & Empowerment
Interest on an IBA-model education loan is paid by the government during the moratorium period.
Ministry of Social Justice & Empowerment
Tuition at actuals + maintenance US$15,400/yr (UK £9,900) + contingency, visa, insurance and economy airfare. 125 awards a year; 30% for women.
Fully funded
SC, Denotified/Nomadic/Semi-Nomadic Tribes, Landless Agricultural Labourers and Traditional Artisans. Family income up to ₹8 lakh, age 35 or under, 60% in the qualifying degree, unconditional offer from a QS top-500 university for a Master's or PhD.
Date to be confirmed
Two rounds a year: round 1 opens April/May, round 2 opens September/October, each for 40 days. Check nosmsje.gov.in for the current window.
How to apply: Separate application
Essays this award asks for:
Most awards also ask for transcripts, ID and an admission offer. Check the official page for the exact list.
Last verified: 13 Oct 2026
Ministry of Social Justice & Empowerment
Interest on an IBA-model education loan is paid by the government during the moratorium period.
Ministry of Tribal Affairs
Tuition, maintenance, contingency, visa, insurance and airfare on the same scale as NOS. Around 20 awards a year (including PVTG seats).
Govt of Andhra Pradesh
Assistance towards tuition and travel for top-ranked universities (amount set per notification).
SC & ST Development Depts, Govt of Telangana
Up to ₹20 lakh plus one-way economy airfare.