Ministry of Social Justice & Empowerment
Interest on an IBA-model education loan is paid by the government during the moratorium period.
Loan scholarship
OBC and EBC students with family income up to ₹8 lakh, taking an education loan for a Master's, MPhil or PhD abroad.
Date to be confirmed
Apply through your lending bank. Scheme status has changed in recent years; confirm with the bank before relying on it.
How to apply: Separate application
Essays this award asks for:
Most awards also ask for transcripts, ID and an admission offer. Check the official page for the exact list.
Last verified: 13 Oct 2026
Ministry of Social Justice & Empowerment
Tuition at actuals + maintenance US$15,400/yr (UK £9,900) + contingency, visa, insurance and economy airfare. 125 awards a year; 30% for women.
Ministry of Tribal Affairs
Tuition, maintenance, contingency, visa, insurance and airfare on the same scale as NOS. Around 20 awards a year (including PVTG seats).
Govt of Andhra Pradesh
Assistance towards tuition and travel for top-ranked universities (amount set per notification).
SC & ST Development Depts, Govt of Telangana
Up to ₹20 lakh plus one-way economy airfare.
