Dr. Ambedkar Interest Subsidy on Education Loans (OBC/EBC)
Ministry of Social Justice & Empowerment
Interest on an IBA-model education loan is paid by the government during the moratorium period.
JN Tata Endowment
Loan scholarship of roughly ₹1-10 lakh, plus a possible travel grant and gift scholarship.
Loan scholarship
Indian nationals with a graduate degree from a recognised Indian university, admitted to a full-time PG, PhD or post-doctoral programme abroad. Online assessment and interview.
Date to be confirmed
Applications usually open in January and close mid-March for courses starting that year.
How to apply: Separate application
Essays this award asks for:
Most awards also ask for transcripts, ID and an admission offer. Check the official page for the exact list.
Last verified: 13 Oct 2026
Ministry of Social Justice & Empowerment
Interest on an IBA-model education loan is paid by the government during the moratorium period.
Ministry of Social Justice & Empowerment
Tuition at actuals + maintenance US$15,400/yr (UK £9,900) + contingency, visa, insurance and economy airfare. 125 awards a year; 30% for women.
Ministry of Tribal Affairs
Tuition, maintenance, contingency, visa, insurance and airfare on the same scale as NOS. Around 20 awards a year (including PVTG seats).
Govt of Andhra Pradesh
Assistance towards tuition and travel for top-ranked universities (amount set per notification).