Dr. Ambedkar Interest Subsidy on Education Loans (OBC/EBC)
Ministry of Social Justice & Empowerment
Interest on an IBA-model education loan is paid by the government during the moratorium period.
Higher Education Dept, Govt of Odisha
Up to ₹25 lakh a year for tuition, living and academic costs. 50 scholarships a year (34 for PhD).
Fully funded
Odisha SC/ST students with family income up to ₹12 lakh and an admission letter for a PG or PhD programme at a QS top-200 university. Launched for 2025-26.
Date to be confirmed
Two cycles a year: July-August and December-January. The December 2026 cycle is the next one.
How to apply: Separate application
Essays this award asks for:
Most awards also ask for transcripts, ID and an admission offer. Check the official page for the exact list.
Last verified: 13 Oct 2026
Ministry of Social Justice & Empowerment
Interest on an IBA-model education loan is paid by the government during the moratorium period.
Ministry of Social Justice & Empowerment
Tuition at actuals + maintenance US$15,400/yr (UK £9,900) + contingency, visa, insurance and economy airfare. 125 awards a year; 30% for women.
Ministry of Tribal Affairs
Tuition, maintenance, contingency, visa, insurance and airfare on the same scale as NOS. Around 20 awards a year (including PVTG seats).
Govt of Andhra Pradesh
Assistance towards tuition and travel for top-ranked universities (amount set per notification).